Terms of Use

For Your Renters Insurance Wizard Account

Last updated May 2022

Renters Insurance Wizard is a service that enables landlords to enroll tenants in renters insurance and track policy status. With Renters Insurance Wizard, landlords send tenants a request and link to purchase renters insurance. Using the link, tenants purchase renters insurance from Sure, a licensed seller of insurance. The renters insurance is provided by Assurant, a Fortune 500 global provider of insurance products. By creating a Renters Insurance Wizard account, you agree to be bound by the following Terms of Use:

  1. Parties: These terms control the relationship between Renters Insurance Wizard and you. These terms do not create any third party beneficiary rights.
  2. Account: Keep your password confidential to protect your Renters Insurance Wizard account. You are responsible for the activity that happens on, in, or through your account.
  3. Termination: Renters Insurance Wizard reserves the right to terminate your account and/or usage of your account at will, for any reason, and at any time.
  4. Seller of Insurance: Content and associated insurance products are provided by Sure HIIS Insurance Services, LLC (“Sure”), a licensed seller of insurance. The above does not in any way constitute an endorsement or referral by Renters Insurance Wizard of Sure’s products or services.
  5. Provider of Insurance: Assurant is the holding company for various underwriting entities that provide renters insurance. In all states, except Minnesota and Texas, renters insurance is underwritten by American Bankers Insurance Company of Florida with its home office in Miami, Florida (ABIC NAIC# 10111). In Minnesota, the underwriter is American Security Insurance Company. In Texas, the renters property insurance is underwritten by Ranchers and Farmers Mutual Insurance Company. Each insurer has sole responsibility for its own products. In Utah, coverage is provided under policy form AJ8850PC-0307, sold by Sure HIIS Insurance Services, LLC.
  6. Indemnification: You agree to indemnify, defend, and hold Renters Insurance Wizard, its affiliates, its vendors and Renter Insurance Wizard's directors, officers, employees, contractors, and agents harmless, from and against all claims, actions, proceedings, damages and costs (including attorney's fees) related to or arising out of any reason, including but not limited to, (i) your access to and use of Renters Insurance Wizard; (ii) your breach of Renters Insurance Wizard’s Terms of Use, including, but not limited to, any infringement by you of the copyright or intellectual property rights of any third party; or (iii) any products or services purchased or obtained by you in connection with Renters Insurance Wizard. Renters Insurance Wizard, its affiliates, its vendors, and Renters Insurance Wizard's directors, officers, employees, contractors, and agents do not make any promises about the service, including but not limited to, content, functionality, reliability, or availability nor are they or will be responsible for lost revenues, profits, data, financial losses, or damages of any kind.
    The sale, modification, distribution, transmission, or reproduction of any portion of Renters Insurance Wizard, its services, or websites is prohibited.
  7. Changes: Renters Insurance Wizard’s Terms of Use are subject to change at any time and for any reason. The most current version of Renters Insurance Wizard’s Terms of Use apply, and it is posted on RentersInsuranceWizard.com/terms/. You should regularly check for the most current version. If you continue to use Renters Insurance Wizard after changes to Renters Insurance Wizard’s Terms of Use, then your continued use deems to have accepted those changes. If you do not agree to changes to Renters Insurance Wizard’s Terms of Use, then you must stop using RentersInsuranceWizard.com.

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